Awasome 638 Credit Score Home Loan 2022. If your credit score is a 638 or higher, and you meet other requirements, you should not have any problem getting a mortgage. While most jumbo mortgage lenders require a borrower to have a credit score of 720 or higher, there are.

If your credit score is a 638 or higher, and you meet other requirements, you should not have any problem getting a mortgage. Whether you’re looking for a personal loan, a mortgage or a credit card, credit scores in this. Get to know your fico ® score.